# Coverdash

> Coverdash is a digital insurance agency providing tailored, low-cost business insurance for small businesses, startups, freelancers, and e-commerce merchants. Compare quotes from 40+ carriers, bind coverage, and generate certificates of insurance online in minutes.

Coverdash is a licensed insurance producer in 51 US jurisdictions (AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY).
Quotes are issued online and coverage can be bound the same day. Business
insurance is placed through 40+ carriers; certificates of insurance are
self-serve.

## Start here

- [Home](https://www.coverdash.com/): Coverdash is a digital insurance agency providing tailored, low-cost business insurance for small businesses, startups, freelancers, and e-commerce merchants. Compare quotes from 40+ carriers, bind coverage, and generate certificates of insurance online in minutes.
- [Get a quote](https://www.coverdash.com/quote): Online quote flow — answer a few questions about the business, compare carrier quotes, and bind coverage.
- [Frequently asked questions](https://www.coverdash.com/faq): Direct answers on quoting, buying, billing, certificates, and claims.
- [All coverage types](https://www.coverdash.com/coverage): Index of every insurance product Coverdash places.
- [Who we insure](https://www.coverdash.com/who-we-insure): Coverage by business type: small business, startups, e-commerce.

## Coverage types

- [Abuse & Molestation Insurance](https://www.coverdash.com/coverage/abuse): Abuse and molestation coverage protects organizations against claims of abuse by employees, volunteers, or others.
- [Automobile Physical Damage Insurance](https://www.coverdash.com/coverage/automobile-physical-damage): Automobile physical damage covers repairs to your own business vehicles after a collision, theft, or covered event.
- [Builder's Risk Insurance](https://www.coverdash.com/coverage/builders-risk): Builder's risk insurance covers buildings and structures while they're under construction or renovation.
- [Business Owner's Policy](https://www.coverdash.com/coverage/business-owners-policy): A Business Owner's Policy (BOP) bundles general liability and commercial property insurance into one affordable package — the most cost-effective way to protect your small business.
- [Business Travel Accident Insurance](https://www.coverdash.com/coverage/business-travel-accident): Business travel accident coverage protects your employees against injury, illness, and emergencies while traveling for work.
- [Commercial Auto Insurance](https://www.coverdash.com/coverage/commercial-auto): Commercial auto insurance covers the vehicles your business owns, leases, or uses against accidents, injuries, and damage.
- [Commercial Property Insurance](https://www.coverdash.com/coverage/commercial-property): Commercial property insurance protects your business's building, equipment, and inventory from fire, theft, and other covered events.
- [Commercial Crime Insurance](https://www.coverdash.com/coverage/crime-coverage): Commercial crime insurance protects your business from financial loss due to theft, fraud, forgery, and dishonest acts.
- [Cyber Insurance](https://www.coverdash.com/coverage/cyber): Cyber liability insurance protects your business against data breaches, ransomware, and other cyber threats. If you store customer data or rely on digital systems, this coverage is essential. Get a fast quote from Coverdash.
- [Difference in Conditions Insurance](https://www.coverdash.com/coverage/difference-in-condition): Difference in conditions (DIC) insurance fills gaps in your property program, adding perils like flood and earthquake.
- [Directors & Officers Insurance](https://www.coverdash.com/coverage/directors-and-officers): Directors & officers (D&O) insurance protects your leadership and company when management decisions lead to a lawsuit.
- [Directors & Officers Side A Insurance](https://www.coverdash.com/coverage/directors-and-officers-side-a): Side A D&O insurance protects individual directors and officers when the company can't indemnify them.
- [D&O + EPLI Bundle](https://www.coverdash.com/coverage/do-epli-bundle): The D&O + EPLI bundle pairs directors and officers coverage with employment practices liability in one policy.
- [Earthquake Insurance](https://www.coverdash.com/coverage/earthquake): Earthquake insurance covers damage to your building and contents from seismic events, which property policies exclude.
- [Employment Practices Liability Insurance](https://www.coverdash.com/coverage/employment-practices): Employment practices liability insurance (EPLI) protects employers against claims of wrongful termination, discrimination, and harassment.
- [Equipment Breakdown Insurance](https://www.coverdash.com/coverage/equipment-breakdown): Equipment breakdown insurance covers the sudden mechanical or electrical failure of the equipment your business depends on.
- [Excess Liability Insurance](https://www.coverdash.com/coverage/excess-liability): Excess liability insurance adds additional limits on top of a specific underlying policy for large claims.
- [Fiduciary Liability Insurance](https://www.coverdash.com/coverage/fiduciary): Fiduciary liability insurance protects those who manage employee benefit plans against claims of mismanagement.
- [Flood Insurance](https://www.coverdash.com/coverage/flood): Flood insurance covers damage to your building and contents from flooding, which standard property policies exclude.
- [Garage Keeper's Liability Insurance](https://www.coverdash.com/coverage/garage-keepers): Garage keeper's liability insurance covers damage to customers' vehicles while they're in your care, custody, or control.
- [General Liability Insurance](https://www.coverdash.com/coverage/general-liability): General liability insurance covers property damage, customer injuries, and lawsuits—the everyday risks every business faces. Get a quote in minutes.
- [Global Package Insurance](https://www.coverdash.com/coverage/global-package): A global package policy provides coordinated coverage for businesses operating across borders.
- [Inland Marine Insurance](https://www.coverdash.com/coverage/inland-marine): Inland marine insurance covers your tools, equipment, and goods while in transit or away from your main location.
- [Kidnap & Ransom Insurance](https://www.coverdash.com/coverage/kidnap-ransom): Kidnap and ransom (K&R) insurance protects your business and people against kidnapping, extortion, and wrongful detention.
- [Lawyers Professional Liability Insurance](https://www.coverdash.com/coverage/lawyers-professional-liability): Lawyers professional liability (legal malpractice) insurance protects attorneys and firms against claims of error, omission, or negligence.
- [Liquor Liability Insurance](https://www.coverdash.com/coverage/liquor-liability): Liquor liability insurance protects businesses that serve alcohol when an intoxicated patron causes injury or damage.
- [Management Liability (D&O) Insurance](https://www.coverdash.com/coverage/management-liability): Management liability (D&O) insurance protects your company's leaders when they're personally sued over a business decision — with options to add employment, fiduciary, and crime coverage. Get a quote in minutes.
- [Media Liability Insurance](https://www.coverdash.com/coverage/media-liability): Media liability insurance protects content creators against defamation, copyright infringement, and privacy claims.
- [Motor Truck Cargo Insurance](https://www.coverdash.com/coverage/motor-truck-cargo): Motor truck cargo insurance covers the freight you haul against loss or damage while it's in your truck.
- [Non-Trucking Liability Insurance](https://www.coverdash.com/coverage/non-trucking-liability): Non-trucking liability (bobtail) insurance covers owner-operators when driving off-dispatch, for non-business use.
- [Ocean Marine Insurance](https://www.coverdash.com/coverage/ocean-marine): Ocean marine insurance covers goods, vessels, and liability tied to transporting cargo over water and internationally.
- [Pollution Liability Insurance](https://www.coverdash.com/coverage/pollution): Pollution liability insurance covers cleanup costs and third-party claims from a pollution event caused by your business.
- [Product Recall Insurance](https://www.coverdash.com/coverage/product-recall): Product recall insurance covers the cost of recalling a defective or dangerous product from the market.
- [Product Liability Insurance](https://www.coverdash.com/coverage/products-liability): Product liability insurance protects your business when a product you make, distribute, or sell causes injury or damage.
- [Professional Liability Insurance](https://www.coverdash.com/coverage/professional-liability): Professional liability insurance (E&O) protects your business against claims that your professional services caused financial harm to a client. Get a fast quote from Coverdash.
- [Special Event Insurance](https://www.coverdash.com/coverage/special-event): Special event insurance provides short-term liability and cancellation coverage for weddings, festivals, conferences, and one-off events.
- [Surety Bonds](https://www.coverdash.com/coverage/surety-bond): A surety bond is a three-party guarantee that you'll meet your obligations — often required to get licensed, win contracts, or operate.
- [Tech E&O Insurance](https://www.coverdash.com/coverage/tech-eo): Tech E&O insurance protects software and technology companies when a product or service fails and a client claims financial harm.
- [Terrorism Insurance](https://www.coverdash.com/coverage/terrorism): Terrorism insurance covers property damage and losses caused by an act of terrorism, which standard policies often exclude.
- [Transactional Risk Insurance](https://www.coverdash.com/coverage/transactional-risk): Transactional risk insurance protects buyers and sellers against losses from breaches discovered after an M&A deal.
- [Commercial Umbrella Insurance](https://www.coverdash.com/coverage/umbrella): Commercial umbrella insurance adds an extra layer of liability limits on top of your other policies for large claims.
- [Wind & Hail Insurance](https://www.coverdash.com/coverage/wind-hail): Wind and hail coverage protects your property from storm damage where it's excluded or sublimited on standard policies.
- [Workers' Compensation Insurance](https://www.coverdash.com/coverage/workers-compensation): Workers' compensation insurance covers medical expenses and lost wages for employees injured on the job. Required by law in most states. Get a fast quote from Coverdash.
- [Workplace Violence Insurance](https://www.coverdash.com/coverage/workplace-violence): Workplace violence coverage helps your business respond to and recover from a violent incident at your premises.

## Industries

- [Small Business](https://www.coverdash.com/who-we-insure/small-business): Insurance for retailers, restaurants, contractors, and local service businesses.
- [Startups](https://www.coverdash.com/who-we-insure/startups): Insurance for venture-backed and early-stage companies.
- [Startups by stage](https://www.coverdash.com/who-we-insure/startups/by-stage): What coverage a startup typically needs at each funding stage.
- [E-commerce](https://www.coverdash.com/who-we-insure/ecommerce): Insurance for online sellers and marketplace merchants.
- [DTC brands (E-Commerce)](https://www.coverdash.com/who-we-insure/ecommerce/dtc-brands): Insurance for direct-to-consumer brands. Product liability, general liability, cyber, and property coverage for your inventory — quote and bind online in minutes.
- [Dropshippers (E-Commerce)](https://www.coverdash.com/who-we-insure/ecommerce/dropshippers): Insurance for dropshippers. Product liability, general liability, and cyber coverage for sellers who never touch the inventory — quote and bind online in minutes.
- [Handmade and makers (E-Commerce)](https://www.coverdash.com/who-we-insure/ecommerce/handmade-and-makers): Insurance for handmade sellers, makers, and crafters. Product liability, general liability for craft fairs and markets, and coverage for tools and inventory — quote online in minutes.
- [International sellers (E-Commerce)](https://www.coverdash.com/who-we-insure/ecommerce/international-sellers): Insurance for international and cross-border e-commerce sellers shipping into the US. Product liability, general liability, and marketplace-compliant coverage — quote online in minutes.
- [Marketplace sellers (E-Commerce)](https://www.coverdash.com/who-we-insure/ecommerce/marketplace-sellers): Insurance for Amazon, Walmart, eBay, and Etsy sellers. Meet marketplace liability requirements with general and product liability — quote and bind online in minutes.
- [Print on demand (E-Commerce)](https://www.coverdash.com/who-we-insure/ecommerce/print-on-demand): Insurance for print-on-demand sellers. Product liability, media liability for copyright and trademark claims, and general liability — quote and bind online in minutes.
- [Subscription boxes (E-Commerce)](https://www.coverdash.com/who-we-insure/ecommerce/subscription-boxes): Insurance for subscription box businesses. Product liability, general liability, property coverage for inventory, and cyber for recurring billing data — quote online in minutes.
- [Wholesale and B2B (E-Commerce)](https://www.coverdash.com/who-we-insure/ecommerce/wholesale-and-b2b): Insurance for wholesalers, distributors, and B2B sellers. Product liability, general liability, property, and inland marine for goods in transit — quote online in minutes.
- [Beauty and personal care (Small Business)](https://www.coverdash.com/who-we-insure/small-business/beauty-and-personal-care): Insurance for salons, spas, barbers, and beauty professionals. General liability, professional liability for treatments, and property coverage — quote online in minutes.
- [Cleaning (Small Business)](https://www.coverdash.com/who-we-insure/small-business/cleaning): Insurance for cleaning and janitorial businesses. General liability, janitorial bonds, and workers' comp — quote and bind online in minutes.
- [Contractors (Small Business)](https://www.coverdash.com/who-we-insure/small-business/contractors): Fast, affordable insurance for contractors and tradespeople. General liability, tools & equipment, workers' comp and more — quote and bind online in minutes.
- [Fitness and wellness (Small Business)](https://www.coverdash.com/who-we-insure/small-business/fitness-and-wellness): Insurance for gyms, studios, trainers, and wellness businesses. General liability, professional liability, and property — quote and bind online in minutes.
- [Franchises (Small Business)](https://www.coverdash.com/who-we-insure/small-business/franchises): Insurance for franchisees and multi-unit operators. General liability, property, workers' comp, and franchisor-required coverage — quote online in minutes.
- [Manufacturing (Small Business)](https://www.coverdash.com/who-we-insure/small-business/manufacturing): Insurance for manufacturers and producers. Product liability, general liability, commercial property, and workers' comp — quote and bind online in minutes.
- [Professional services (Small Business)](https://www.coverdash.com/who-we-insure/small-business/professional-services): Insurance for consultants, agencies, accountants, and professional service firms. Professional liability (E&O), general liability, and cyber — quote online in minutes.
- [Real estate (Small Business)](https://www.coverdash.com/who-we-insure/small-business/real-estate): Insurance for real estate agents, brokers, and property managers. Professional liability (E&O), general liability, and more — quote and bind online in minutes.
- [Restaurants (Small Business)](https://www.coverdash.com/who-we-insure/small-business/restaurants): Insurance for restaurants, cafés, and bars. General liability, liquor liability, property, and workers' comp — quote and bind online in minutes.
- [Retailers (Small Business)](https://www.coverdash.com/who-we-insure/small-business/retailers): Protect your storefront, inventory, and customers. General liability, commercial property, and BOP coverage for retailers — quote and bind online in minutes.
- [AI (Startups)](https://www.coverdash.com/who-we-insure/startups/ai): Insurance for AI and machine learning startups. Tech E&O, cyber liability, and D&O built for model risk, training data, and enterprise contracts — quote online in minutes.
- [Consumer apps (Startups)](https://www.coverdash.com/who-we-insure/startups/consumer-apps): Insurance for consumer app and mobile startups. Tech E&O, cyber liability for user data, media liability, and D&O — quote and bind online in minutes.
- [Crypto (Startups)](https://www.coverdash.com/who-we-insure/startups/crypto): Insurance for crypto, blockchain, and web3 startups. D&O, cyber liability, crime, and tech E&O for exchanges, wallets, and protocols — quote online in minutes.
- [Edtech (Startups)](https://www.coverdash.com/who-we-insure/startups/edtech): Insurance for edtech startups. Tech E&O, cyber liability for student data, general liability, and D&O for K-12, higher-ed, and corporate learning — quote online in minutes.
- [Fintech (Startups)](https://www.coverdash.com/who-we-insure/startups/fintech): Insurance for fintech startups. Tech E&O, cyber liability, crime, and D&O built for payments, lending, and banking infrastructure — quote and bind online in minutes.
- [Healthtech (Startups)](https://www.coverdash.com/who-we-insure/startups/healthtech): Insurance for healthtech and digital health startups. Tech E&O, cyber liability for PHI and HIPAA exposure, and D&O — quote and bind online in minutes.
- [Marketplaces (Startups)](https://www.coverdash.com/who-we-insure/startups/marketplaces): Insurance for marketplace startups. General liability, tech E&O, and cyber built for two-sided platforms, gig networks, and vendor risk — quote online in minutes.
- [Proptech (Startups)](https://www.coverdash.com/who-we-insure/startups/proptech): Insurance for proptech and real estate tech startups. Tech E&O, cyber liability, general liability, and D&O — quote and bind online in minutes.
- [SaaS (Startups)](https://www.coverdash.com/who-we-insure/startups/saas): Insurance for SaaS and software startups. Tech E&O, cyber liability, D&O, and workers' comp — meet enterprise contract requirements and quote online in minutes.

## Company and trust

- [About Coverdash](https://www.coverdash.com/about): Company background, investors, press coverage, and how the agency works.
- [State licenses](https://www.coverdash.com/licenses): Insurance producer license numbers by state — verifiable regulatory footprint.
- [Partnerships](https://www.coverdash.com/partnerships): Embedded insurance for platforms: API, white-label, and referral partnerships.
- [Partner API documentation](https://www.coverdash.com/partnerships/api-docs): Technical documentation for the embedded quoting API.
- [Contact the partnerships team](https://www.coverdash.com/partnerships/contact): Talk to us about becoming a Coverdash partner.
- [Coverdash for Claude](https://www.coverdash.com/claude): MCP connector letting Claude review policies and generate certificates of insurance.
- [Careers](https://www.coverdash.com/careers): Open roles at Coverdash.
- [Blog](https://www.coverdash.com/blog): Guides and news on business insurance.
- [Banking & Fintech — embedded insurance for platforms](https://www.coverdash.com/partnerships/banking-and-fintech): Offer business insurance where your customers already bank, borrow, and pay. Coverdash embeds quoting, binding, COIs, and renewals into fintech and banking platforms — one integration, 40+ A-rated carriers.
- [Business formation — embedded insurance for platforms](https://www.coverdash.com/partnerships/business-formation): Offer business insurance the moment a company is formed. Coverdash embeds quoting, binding, COIs, and renewals into business formation and filing platforms — one integration, 40+ A-rated carriers.
- [Contractor & Supplier Compliance — embedded insurance for platforms](https://www.coverdash.com/partnerships/contractor-compliance): Close coverage gaps instead of just flagging them. Coverdash lets compliance platforms offer contractors and suppliers a policy on the spot, then track certificates, limits, and expirations — one integration, 40+ A-rated carriers.
- [Marketplaces & E-Commerce — embedded insurance for platforms](https://www.coverdash.com/partnerships/marketplaces-and-ecommerce): Get your sellers covered the moment they join. Coverdash embeds product liability, general liability, and cyber quoting, binding, COIs, and renewals into marketplaces and ecommerce platforms — one integration, 40+ A-rated carriers.
- [Payroll & HR — embedded insurance for platforms](https://www.coverdash.com/partnerships/payroll-and-hr): Offer pay-as-you-go workers' comp priced off real payroll. Coverdash embeds quoting, binding, COIs, and renewals into payroll and HR platforms — one integration, 40+ A-rated carriers.
- [Vertical SaaS — embedded insurance for platforms](https://www.coverdash.com/partnerships/vertical-saas): Offer your customers the coverage their industry actually needs, inside the software they already work in. Coverdash embeds quoting, binding, COIs, and renewals into vertical SaaS platforms — one integration, 40+ A-rated carriers.

## Topics

- [Company](https://www.coverdash.com/blog/tags/company): 17 articles on company.
- [E-commerce](https://www.coverdash.com/blog/tags/e-commerce): 7 articles on e-commerce.
- [Freelancer](https://www.coverdash.com/blog/tags/freelancer): 3 articles on freelancer.
- [How To's](https://www.coverdash.com/blog/tags/how-tos): 5 articles on how to's.
- [Insurance Requirements](https://www.coverdash.com/blog/tags/insurance-requirements): 7 articles on insurance requirements.
- [News](https://www.coverdash.com/blog/tags/news): 4 articles on news.
- [Partnerships](https://www.coverdash.com/blog/tags/partnerships-2): 12 articles on partnerships.
- [Small Business](https://www.coverdash.com/blog/tags/small-business): 9 articles on small business.
- [Startup](https://www.coverdash.com/blog/tags/startup): 4 articles on startup.

## Articles

- [Coverdash Partners with Housecall Pro, Bringing Embedded Business Insurance to Home Service Pros](https://www.coverdash.com/article/coverdash-partners-with-housecall-pro-bringing-embedded-business-insurance-to-home-service-pros): New York, NY – August 12, 2026 – Coverdash, a leading digital insurtech company transforming embedded insurance, and Housecall Pro, a leading field service management platform trusted by over 200,000 home service professionals, have partnered to change how home service businesses access and manage insurance. By embedding Coverdash's end-to-end experience directly into the Housecall Pro® - platform, plumbers, HVAC technicians, electricians, cleaners, landscapers, and other pros now have seamless
- [Coverdash Partners with Globalfy to Bring Embedded Insurance to Global Entrepreneurs](https://www.coverdash.com/article/coverdash-partners-with-globalfy-to-bring-embedded-insurance-to-global-entrepreneurs): New York, NY - August 4, 2026 - Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), today announced a new embedded partnership with Globalfy, the financial platform built for international entrepreneurs starting and running their business in the U.S. The integration brings Coverdash's fully digital insurance experience directly into the Globalfy platform, giving members instant access to essential business coverage as they build their U.S. company.
- [Pay-As-You-Go Workers' Comp Has Always Made Sense. Nobody Built It Right. Until Now.](https://www.coverdash.com/article/pay-as-you-go-workers-comp-has-always-made-sense-nobody-built-it-right-until-now): Workers' comp has always been a pain to source. Not because it's complicated in theory - every business with employees needs it, carriers know how to price it, and the data required to underwrite it exists. The problem is where that data lives. Payroll platforms process employee classifications, wages, and hours every two weeks like clockwork. That's exactly what a workers' comp policy is built on. Yet for as long as both have existed, the two have had nothing to do with each other. Business ow
- [Coverdash and Collective Partner to Bring Embedded Business Insurance to S Corps](https://www.coverdash.com/article/coverdash-and-collective-partner-to-bring-embedded-business-insurance-to-s-corps): New York, NY – March 31, 2026 - Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), is excited to announce a new embedded partnership with Collective, the financial back office built for self-employed entrepreneurs. This integration brings Coverdash's fully digital insurance experience directly into the Collective platform, giving members instant access to essential business coverage as they manage and grow their S Corp. Simplifying Insurance for Se
- [We're Thrilled to Welcome Mike Downey as VP of Account Management](https://www.coverdash.com/article/welcome-mike-downey-vp-account-management): Coverdash is growing - and we just made one of our most important hires yet. Mike Downey joins us as Vice President of Account Management, and he's here to build the renewal and growth engine that takes Coverdash to the next level. If you've spent any time in the insurtech space, there's a good chance you've already crossed paths with Mike - and if you have, you know exactly why we're pumped. What He's Here to Do The mandate is clear: stand up a world-class account management function from th
- [Coverdash and Mad Mobile’s CAKE Partner to Simplify Insurance for Restaurants](https://www.coverdash.com/article/coverdash-and-mad-mobiles-cake-partner-to-simplify-insurance-for-restaurants): New York, NY – October 1, 2025 – Coverdash, the leading insurtech broker serving businesses of all shapes and sizes, is excited to announce a new partnership with Mad Mobile, creators of CAKE, an award-winning all-in-one point-of-sale (POS) system designed for restaurants. This collaboration embeds Coverdash’s seamless insurance solutions into CAKE’s platform, empowering restaurant owners to secure essential coverage while managing their operations with ease. A Game-Changer for Restaurant Owne
- [Coverdash and Vyde Launch Embedded Insurance Partnership to Support SMBs](https://www.coverdash.com/article/coverdash-and-vyde-launch-embedded-insurance-partnership-to-support-smbs): New York, NY, September 8, 2025 – Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), is excited to announce a new embedded partnership with Vyde, the all-in-one tax and bookkeeping service that empowers small business owners to achieve financial success. Through this collaboration, Vyde now integrates Coverdash’s seamless insurance solutions, enabling SMBs to access essential business insurance directly within their financial management workflow, sa
- [Coverdash and Lendistry Simplify Insurance and Accelerate Access to Capital](https://www.coverdash.com/article/coverdash-partners-with-lendistry-to-simplify-insurance-and-accelerate-access-to-capital): We’re excited to announce Coverdash’s new collaboration with Lendistry, a leading SBA Preferred Lender, minority-led fintech and Community Development Financial Institution (CDFI) recognized by American Banker as one of the Best Places to Work in Fintech for 2025. This collaboration helps Lendistry’s small business customers more easily navigate insurance requirements that are often essential for securing financing. Lendistry provides a broad suite of financing options including SBA 7(a) loans,
- [Coverdash, Lendzi Partner to Streamline Insurance and Financing for SMBs](https://www.coverdash.com/article/coverdash-and-lendzi-team-up-to-simplify-insurance-and-financing-for-small-businesses): New York, NY – June 11, 2025 – Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), is thrilled to announce a new partnership with Lendzi, a trusted financial technology platform specializing in small business loans. This collaboration enhances Lendzi’s offerings by integrating Coverdash’s seamless insurance solutions, helping entrepreneurs meet loan requirements and protect their businesses with ease. A Winning Combination for Small Businesses Sec
- [Does Your Business Need Professional Liability?](https://www.coverdash.com/article/does-your-business-need-professional-liability): As a business owner, you've poured your heart and soul into building your company's reputation. But have you considered how quickly that could unravel due to a lawsuit or claim against your professional services? Professional liability insurance, also known as errors and omissions (E&O) coverage, is a critical safeguard that can protect your business from the potentially devastating financial impact of alleged mistakes or negligence. While you strive to deliver excellent work, even the most dil
- [Swyft x Coverdash: Securing Business Protection from Day One](https://www.coverdash.com/article/swyft-x-coverdash-securing-business-protection-from-day-one): We're thrilled to announce our new partnership with Swyft Filings, a leading provider of corporate formation services. As a one-stop-shop for business incorporation and management, Swyft Filings has assisted in the formation of hundreds of thousands of LLCs and corporations, equipping entrepreneurs with the tools and resources they need to get their business off the ground and manage it effectively. The best time to ensure your business is protected is right after you've completed the necessary
- [Essential Business Insurance for Restaurants: Protecting Your Livelihood](https://www.coverdash.com/article/essential-business-insurance-for-restaurants-protecting-your-livelihood): As a restaurant owner, you've poured your heart and soul into creating a thriving business. But have you considered the risks that could jeopardize everything you've built? From kitchen fires to customer injuries, the restaurant industry faces unique challenges that demand comprehensive protection. Business insurance isn't just a smart choice—it's often a necessity for lease agreements and legal compliance. The Importance of Business Insurance for Restaurants Protecting your livelihood is para
- [The Essential Role of Workers' Compensation Insurance for Business Owners](https://www.coverdash.com/article/the-essential-role-of-workers-compensation-insurance-for-business-owners): As a business owner, you have a legal obligation to protect your employees. At the core of this responsibility is Workers' Compensation insurance - a coverage that not only safeguards your workforce but also shields your company from significant financial and legal risks. Meeting the Legal Mandate for Workers' Compensation In most states, businesses with employees are legally required to carry Workers' Compensation insurance. Failure to comply can result in severe penalties, including hefty fi
- [Protecting Your New Business: Why General Liability Insurance Matters](https://www.coverdash.com/article/protecting-your-new-business-why-general-liability-insurance-matters): As a new business owner, you've poured your heart and soul into launching your venture. But have you considered how to protect it from unforeseen risks? General Liability insurance is a crucial safeguard for your fledgling enterprise, shielding you from potentially devastating financial losses. This type of coverage not only protects against common business risks but also opens doors to essential opportunities. From securing loans to leasing commercial space, proof of insurance is often a requir
- [Coverdash Partners with Viably to Streamline Business Insurance for eCommerce Merchants](https://www.coverdash.com/article/coverdash-partners-with-viably-to-streamline-business-insurance-for-ecommerce-merchants): We're excited to announce Coverdash's new partnership with Viably, a leading banking and financial services platform built for eCommerce businesses. Through this integration, Viably customers can now acquire tailored commercial insurance coverage directly within the Viably platform. Viably provides eCommerce sellers with a comprehensive suite of financial services and tools to scale their businesses – including continuous working capital, global accounts, cards, cross-border payments, and prof
- [Coverdash Partners With LendingTree to Launch its First-Ever Insurance Offering for Startups and SMBs](https://www.coverdash.com/article/coverdash-partners-with-lendingtree-to-launch-its-first-ever-insurance-offering-for-startups-and-smbs): NEW YORK – Coverdash, the fastest growing startup and SMB-focused insurtech broker, and LendingTree, the nation’s leading online financial marketplace, today announced a partnership to provide LendingTree customers with access to business insurance for the very first time. This strategic collaboration expands LendingTree’s suite of financial products for small to medium-sized businesses (SMBs), providing them with an efficient and streamlined way to obtain business insurance and fulfill financia
- [Coverdash Partners with Bizee to Ensure Newly Formed Businesses are Properly Covered](https://www.coverdash.com/article/coverdash-partners-with-bizee-to-ensure-newly-formed-businesses-are-properly-covered): We’re thrilled to announce our partnership with Bizee, the one-stop-shop for business incorporation that has assisted in the formation of over 1 million LLCs. Bizee has all the services, tools, and resources you need to get you started on your entrepreneurial journey today. The best time to insure your business is right after you've completed the necessary paperwork to get up and running. Coverdash’s embedded insurance solution enables newly formed businesses to obtain coverage as soon as they
- [Coverdash Partners with Kapitus to Deliver Seamless Business Insurance Solutions for SMBs](https://www.coverdash.com/article/coverdash-partners-with-kapitus-to-deliver-seamless-business-insurance-solutions-for-smbs): Coverdash is thrilled to announce our partnership with Kapitus, bringing a fully embedded business insurance experience to their customers. Kapitus offers small business owners access to flexible financing options that help them manage and grow their businesses. Through their wide range of fast and affordable business loans, Kapitus empowers entrepreneurs with the capital they need to achieve their goals, making it easier to navigate the challenges of running a business. By simplifying access t
- [Why Florists Need Business Insurance: Protect Your Flower Shop from Risks](https://www.coverdash.com/article/why-florists-need-business-insurance-protect-your-flower-shop-from-risks): As a florist, your passion for creating beautiful arrangements brings joy to your customers, whether for weddings, birthdays, or simply brightening someone’s day. But behind the artistry of floristry lies a business that, like any other, faces risks. One of the most effective ways to safeguard your floral shop from these risks is by having comprehensive business insurance. Property Protection Your shop is more than just a place where you create stunning floral designs; it’s also home to valuab
- [Coverdash Partners with Celtic Bank to Streamline and Accelerate the SBA Loan Process](https://www.coverdash.com/article/coverdash-partners-with-celtic-bank-to-streamline-and-accelerate-the-sba-loan-process): We’re excited to announce Coverdash’s partnership with Celtic Bank, one of the top SBA lenders in the nation. Celtic Bank offers a full catalog of financial services for small businesses, from asset-based lending to expansions and acquisitions. Our embedded insurance capabilities provide Celtic Bank’s clients the necessary insurance solutions required for loan financing directly through Celtic Bank’s portal. SBA loans are business loans partially backed by the US Small Business Administration,
- [Coverdash Teams Up with Rocket Lawyer to Simplify Business Insurance](https://www.coverdash.com/article/coverdash-and-rocket-lawyer-partner-to-offer-exclusive-business-insurance-solutions-for-rl-subscribers): We’re excited to announce our partnership with Rocket Lawyer to simplify business insurance solutions for Rocket Legal+ subscribers! Since 2008, Rocket Lawyer has helped over 35 million people and organizations obtain the legal help they need, at a price they can afford. Rocket Legal+ subscribers get unlimited access to personalized legal documents and online legal questions, plus half-off discounts on tax, business registration, trademark filing, and more. Coverdash is excited to expand RL+
- [Coverdash Named to CB Insights' 2024 Insurtech 50: Leading the Future of Embedded Commercial Insurance](https://www.coverdash.com/article/coverdash-named-to-cb-insights-2024-insurtech-50-leading-the-future-of-embedded-commercial-insurance): NEW YORK, August 28, 2024 – We’re excited to announce that CB Insights has named Coverdash, to its third annual Insurtech 50, showcasing the 50 most promising private insurtech companies in the world. “The 2024 Insurtech 50 winners are high-momentum companies shaping the future of insurance today,” said Chris Sekerak, Senior Analyst at CB Insights. “From AI-powered products to commercial insurance innovation, these startups are realizing many of the industry's biggest opportunities.” At Cover
- [Fintech Veteran, Walt Levengood, joins Coverdash as Strategic Advisor](https://www.coverdash.com/article/coverdash-welcomes-startup-veteran-walt-levengood-as-new-advisor-2): We're thrilled to announce that Walt Levengood has joined Coverdash as our newest advisor! Walt, an accomplished Fintech executive, brings over 20 years of experience to Coverdash with a proven track record of success in the small business ecosystem. Walt's impressive career, most recently spending the last 7 years as a senior executive at Nav, spans various leadership roles specializing in strategy and revenue growth while focusing on helping small business access the capital and solutions nee
- [Coverdash and Revenued Team Up to Provide SMBs Comprehensive Financial and Insurance Solutions](https://www.coverdash.com/article/coverdash-and-revenued-team-up-to-provide-smbs-comprehensive-financial-and-insurance-solutions): Coverdash is excited to announce our partnership with Revenued, offering a fully embedded business insurance experience for their customers. Revenued provides SMB owners access to funding and spending limits that grow with your business. Their Flex Line and Business card simplifies the complexity of managing small business finances and empowers owners to succeed through their revenue-based financing. They help make SMBs financial systems run on autopilot, empowering businesses with more time to
- [Coverdash and Drata Team Up to Automate Cyber Insurance Component of SOC-2 Compliance](https://www.coverdash.com/article/coverdash-and-drata-automate-cyber-insurance-and-compliance): We’re excited to announce Coverdash’s partnership with Drata: the world’s most advanced security and compliance automation platform. Drata automates your compliance journey from start to audit-ready and provides continuous support from the security and compliance experts who built it. Through our embedded insurance capabilities, Coverdash enables Drata's client to source required cyber insurance and check off SOC-2 cyber security insurance requirements without leaving Drata’s portal. At Coverda
- [Coverdash – Leading Embedded Business Insurance Agency For Startups and SMBs – Announces $13.5M in Series A Funding](https://www.coverdash.com/article/coverdash-leading-embedded-business-insurance-agency-for-startups-and-smbs-announces-13-5m-in-series-a-funding): B2B insurtech reveals negative CAC and >30% MoM growth, showcasing aggressive path toward profitability NEW YORK – Coverdash, the fastest growing startup and SMB focused-insurtech, today announced $13.5M in Series A funding. This financing comes within one calendar year of Coverdash’s oversubscribed Seed round, bringing the company’s total funding to $16M to date. The Series A round was led by Nyca Partners, joining existing investors including Bling Capital, AXIS Digital Ventures, Tokio Marine
- [Coverdash Achieves SOC 2, Demonstrating Commitment to Data Security](https://www.coverdash.com/article/coverdash-achieves-soc-2-type-1-certification-demonstrating-commitment-to-data-security): Coverdash, the leading embedded insurtech specializing in business insurance, is thrilled to announce its SOC 2 certification. This certification underscores Coverdash's unwavering commitment to maintaining the highest standards of data security and highlights our dedication to providing secure insurance solutions to our customers. What is SOC Certification? SOC 2 certification demonstrates Coverdash's ability to protect sensitive customer information and maintain rigorous controls. The audit
- [Coverdash Launches Tailored Startup Offering to Address Rampant Underinsurance Within the Startup Community](https://www.coverdash.com/article/startup-insurance-solution-coverdash-underinsurance-risk-management): Introduction New York, NY - June 6, 2023 - Since launching our SMB insurance agency earlier this year, Coverdash has observed a concerning trend within the startup community: a widespread and growing problem of underinsurance, overexposure, and lacking risk management practices. This issue has impacted founders, investors, and employees, leaving them vulnerable to potential losses and lawsuits. A recent study revealed that a staggering 75% of startups in the U.S. are underinsured by 40% or more
- [Elevating PEO Insurance: Coverdash and AdvanStaff HR Provide Unmatched Business Insurance Accessibility](https://www.coverdash.com/article/coverdash-launches-first-peo-partnership-with-advantstaff-hr): Introduction Professional Employer Organizations (PEOs) have long been instrumental in providing comprehensive HR solutions to businesses nationwide. However, the seamless placement of business insurance has remained a persistent challenge for PEOs and a pain point for businesses of all sizes. The reliance on conventional methods, such as traditional insurance brokers, has resulted in outdated processes and unsatisfactory customer experiences. Thankfully, Coverdash has introduced its groundbrea
- [How to Get US-Based Liability Insurance for Your Overseas Ecommerce Business: A Guide for International Sellers](https://www.coverdash.com/article/how-to-get-us-based-liability-insurance-for-your-overseas-ecommerce-business-a-guide-for-international-sellers): As an ecommerce seller based outside of the United States but selling into the US, you need to make sure you have US-based business liability insurance to protect your business from legal claims and fulfill Amazon’s (and other ecommerce platforms) seller insurance requirements. However, securing this insurance can be a challenge, as insurance companies may require a US-based address to issue the policy. Don't worry! Coverdash has you covered. We provide insurance solutions for many small and me
- [5 Must-Haves for Every Freelancer](https://www.coverdash.com/article/5-must-haves-for-every-freelancer): Freelancers are becoming a large part of the workforce in America. A report in 2020 indicated that 59 million Americans freelance, and that number is only expected to grow---up to 90 million by 2028. Whether you freelance full-time, or you have just picked up some additional work, freelancing offers many benefits that make it an attractive way to earn money. Freelancer Must-Haves Freelancers such as programmers, designers, accountants, writers, content creators or any other independent profes
- [The 6 Biggest Factors Affecting Small Businesses in 2023](https://www.coverdash.com/article/the-6-biggest-factors-affecting-small-businesses-in-2023): Running a small business is a challenge, and 2023 looks to be yet another uncertain year for small businesses. However, you can prepare for the challenges for the upcoming year by being ready and prepared for them. Having a solid contingency plan and being able to implement it ensures business continuity for your company. Without one, businesses cannot survive in today’s uncertain landscape. 2023 Factors If global inflation and supply chain issues continue into 2023, there will be risks in th
- [Business-Focused Insurtech Coverdash Announces Launch After Oversubscribed Seed Round](https://www.coverdash.com/article/business-focused-insurtech-coverdash-announces-launch-after-oversubscribed-seed-round): New York, NY- January 23, 2023 - Coverdash, a fully-digital business insurance startup providing simplified insurance solutions to businesses of all shapes and sizes, is pleased to announce the company's official launch and the closing of an oversubscribed seed funding round. Based in New York City, Coverdash simplifies the process of buying and managing business insurance for e-commerce merchants, gig workers, and all other types of businessowners. The company offers a broad range of commercia
- [Cyber Security Attacks are Rampant. Is Your E-commerce Business Prepared?](https://www.coverdash.com/article/cyber-security-attacks-are-rampant-is-your-e-commerce-business-prepared): Whether you are new to the e-commerce world, or have been in business for a long time, it is important that your company is protected online. According to the 2022 Cost of a Data Breach Report by IBM and the Ponemon Institute, the average cost of a data breach is about $4.35 million dollars. This takes into account legal costs, regulatory costs, and loss of brand equity and customers. It’s enough to put a small business out of business…forever. Is Your E-Business Prepared for a Cyber Security A
- [7 Reasons Your E-commerce Business Needs Insurance](https://www.coverdash.com/article/7-reasons-your-e-commerce-business-needs-insurance): Does every e-commerce business need insurance? Insurance is necessary for any business, regardless of size or industry. Today, more and more people are turning to the internet to shop online and conduct business. Online retailers have risks and liabilities just like any other business and need to make sure they are protected. What is E-commerce Insurance? The tremendous growth of the e-commerce space has meant that insurance companies have created policy options specifically designed to prote
- [How Much Does Freelancer Insurance Cost?](https://www.coverdash.com/article/how-much-does-freelancer-insurance-cost): When you run a freelance business, you want to protect your earnings. Find out how much freelancer insurance costs and how it benefits your small business.
- [How to Start Selling on Shopify](https://www.coverdash.com/article/how-to-start-selling-on-shopify): Ecommerce is a trillion dollar industry. Grab your portion by launching an e-commerce business with Shopify.
- [Answers To Your Top Small Business Insurance Questions](https://www.coverdash.com/article/answers-to-your-top-small-business-insurance-questions): Business insurance can help ensure you keep your hard-earned profits where they belong. Discover the answers to your top small business insurance questions.
- [How to Make Money Selling on Amazon in 5 Easy Steps](https://www.coverdash.com/article/how-to-make-money-selling-on-amazon-in-5-easy-steps): Are you ready to start an ecommerce business? Discover 5 easy steps to start selling — and earning— on Amazon.
- [Do Freelancers Need Insurance?](https://www.coverdash.com/article/do-freelancers-need-insurance): Do freelancers need insurance? Discover what freelance platforms require you to carry insurance and the benefits of protecting your freelance business.
- [What Insurance Requirements Do You Have As An Ecommerce Seller?](https://www.coverdash.com/article/what-insurance-requirements-do-you-have-as-an-ecommerce-seller): Discover the insurance requirements set by major ecommerce platforms and how to get the best rate on business insurance as an ecommerce seller.

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