Directors and officers (D&O)
Protects leadership against claims tied to management decisions.
D&O and EPLI
coverage in one bundle.
This bundle pairs directors and officers coverage with employment practices liability — the two management exposures most companies face — in a single, cost-effective policy.
Types of Coverage
What does d&o + epli bundle cover?
The core protections included, explained in plain terms — and when each one kicks in.
Protects leadership against claims tied to management decisions.
Covers wrongful termination, discrimination, and harassment claims.
One policy and limit structure covering both exposures.
Pays defense costs across both coverage parts.
Employment practices (EPLI)
Covers wrongful termination, discrimination, and harassment claims.
Shared limits
One policy and limit structure covering both exposures.
Legal defense
Pays defense costs across both coverage parts.
Who it's for
Who needs d&o + epli bundle insurance?
Growing companies with both a leadership team and employees use the D&O + EPLI bundle to cover their two biggest management risks efficiently.
Small businesses
Running your own business means you've got enough on your plate.
Wholesalers
Manufacturers
Retailers
Construction Companies
Restaurants
Bars
Laundromats
Real Estate Agencies
Lawyers
Auto Services
Architects
Dentists
Doctors
Hotels
Farmers
Startups
Ecommerce
Small businesses
Running your own business means you've got enough on your plate.
Startups
Ecommerce
Why us
Why work with Coverdash?
Tailored coverage from the nation's leading insurers, competing to save you up to 40%. From quote to coverage in clicks, not weeks.
Total transparency
See real quotes and real prices from top-rated insurers, side by side. No hidden terms, no jargon, no surprises at renewal.
Fully digital
Quote, buy, and manage all your coverage online. Download documents, make changes, and add policies anytime, instantly.
A dedicated advisor
Every policy comes with a dedicated advisor who knows your business and grows with you, from your first quote through every renewal.
Total transparency
See real quotes and real prices from top-rated insurers, side by side. No hidden terms, no jargon, no surprises at renewal.
Fully digital
Quote, buy, and manage all your coverage online. Download documents, make changes, and add policies anytime, instantly.
A dedicated advisor
Every policy comes with a dedicated advisor who knows your business and grows with you, from your first quote through every renewal.
Complete your coverage
What other business insurance do you need?
This bundle covers leadership and employment claims. Here's what commonly pairs with it.
General Liability
The everyday coverage nearly every small business needs.
Bodily Injury
Covers medical, legal, and damage costs when someone other than you or an employee is injured and your business is responsible.
Third-Party Property Damage
Covers damage your business or an employee causes to someone else's property.
Advertising & Reputational Injury
Covers claims like copyright infringement, libel, or slander tied to your marketing.
Product Liability
Covers legal and medical costs if a product you make or sell harms someone or their property.
The everyday coverage nearly every small business needs.
Bodily Injury
Covers medical, legal, and damage costs when someone other than you or an employee is injured and your business is responsible.
Third-Party Property Damage
Covers damage your business or an employee causes to someone else's property.
Advertising & Reputational Injury
Covers claims like copyright infringement, libel, or slander tied to your marketing.
Product Liability
Covers legal and medical costs if a product you make or sell harms someone or their property.
General liability and property coverage bundled, usually for less than buying them apart.
General Liability
Covers third-party claims for bodily injury, property damage, and personal injury.
Commercial Property
Protects your building, equipment, and inventory against fire, theft, and weather damage.
Business Interruption
Replaces lost income when a covered event forces you to temporarily close.
Equipment Breakdown
Covers repair or replacement when essential equipment fails unexpectedly.
Required in nearly every state the moment you hire.
Medical Expenses
Covers the cost of treating work-related injuries and illnesses for your employees.
Lost Wages
Provides a portion of an injured employee's wages while they're unable to work.
Disability Benefits
Pays long-term benefits for employees who can no longer work due to a work-related injury.
Employer Liability
Protects you if an employee sues over a workplace injury not covered by workers' comp.
Coverage for the vehicles your business owns or uses.
Third-Party Injury & Damage
Covers injuries or property damage your business vehicle causes to others.
Physical Damage
Covers repairs to your vehicle after a collision, theft, or weather event.
Medical Payments
Covers medical costs for you and your passengers after an accident.
Uninsured Motorist
Protects you when an at-fault driver has no insurance or too little.
Protection when your work or advice is called into question.
Errors & Omissions
Covers claims that your work, advice, or services caused a client financial harm.
Defense Costs
Pays legal fees to defend you even if the claims against you are groundless.
Settlements & Judgments
Covers court-awarded damages or negotiated settlements up to your policy limit.
Negligence Claims
Protects against claims that you failed to perform your professional duties adequately.
Protection when your data or systems are compromised.
Data Breach Response
Covers notification costs, credit monitoring, and crisis management after a breach.
Ransomware & Extortion
Pays ransom demands and remediation costs from ransomware attacks.
Business Interruption
Replaces income lost when a cyber attack forces your operations to stop.
Legal & Regulatory Defense
Covers attorney fees and fines stemming from data protection law violations.
We cover a lot more than the basics.
Explore the rest of the coverages we offer for small businesses.
Umbrella / Excess
Commercial Property
Product Liability
Liquor Liability
Commercial Crime
Inland Marine
Management Liability
Employment Practices
50 K+
Policies Sold
40 +
Top Rate Insurers
2.5 K+
Industries Covered
Trusted by 40+ leading carriers
As seen in 
Frequently asked questions
D&O + EPLI Bundle insurance FAQs
We're here to help answer any questions you might have about coverage.
It combines directors and officers coverage (management decisions, investor claims) with employment practices liability (wrongful termination, discrimination, harassment) in one policy.
D&O and EPLI are the two most common management-liability exposures. Bundling is usually more cost-effective and simpler to manage than two standalone policies.
Yes. Many carriers let you build up to a full management liability program by adding fiduciary and crime coverage to the bundle.
Often, yes. Once you have both investors and employees, this bundle covers the risks that come with each in a single, affordable policy.
Loved by businesses
4.7
Avg. Customer Rating
50 K+
Policies Sold
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