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Workers' comp has always been a pain to source. Not because it's complicated in theory - every business with employees needs it, carriers know how to price it, and the data required to underwrite it exists. The problem is where that data lives. Payroll platforms process employee classifications, wages, and hours every two weeks like clockwork. That's exactly what a workers' comp policy is built on. Yet for as long as both have existed, the two have had nothing to do with each other. Business owners have been left to estimate their annual payroll upfront, find a broker, manage a policy on a separate platform, and reconcile everything at year-end audit. Every year. That friction isn't a flaw in the system. It is the system. Until now. What we Built A lot of insurtech companies build a standalone product first, retrofit an API layer on top, and call it embedded. Businesses can feel when insurance has been bolted on as an afterthought. It shows in the UX, the data handoffs, and every interaction that follows. Coverdash has never built that way. Every product we've ever shipped was designed to live inside another platform from day one, not alongside one. That distinction matters most here. Coverdash embeds directly inside the payroll platform. When a business first runs payroll, Coverdash is already there, using live payroll data to query 30+ pay-as-you-go carriers simultaneously and surface the lowest available rate for that specific workforce. No forms. No broker. No separate application. One click to opt in, and premiums sync automatically with every payroll run from that point forward. The audit disappears. The business never leaves the platform they're already in. The insurance experience feels native to the product they're already using, because it is. How it works 1. One integration unlocks everything. Any platform with a payroll component can embed Coverdash through a single backend integration. Workforce and payroll data flow in automatically, pay-as-you-go workers' comp and Coverdash's full commercial suite, live in one shot. 2. Real payroll data. Live market pricing. Instantly. When a business first runs payroll, Coverdash queries 30+ carriers simultaneously using actual workforce data and surfaces the lowest available rate in real time. 3. One click to opt in. The best available quote appears directly inside the payroll workflow. One click. The business never leaves your platform. 4. Premiums that move with the business. Workers' comp premiums calculate automatically from actual payroll each cycle. No estimates. No audits. Coverage stays in sync as the business grows. 5. COI on demand. Always. Certificates of insurance live inside the platform, downloadable whenever they're needed. What it Produces Over 80% of businesses opt in when Coverdash is presented at the point of payroll. That number has held for over a year across top partners. Today, dozens of payroll platforms have deployed Coverdash's embedded pay-as-you-go workers' comp, part of a broader network of 150+ partners running Coverdash's embedded insurance infrastructure across commercial lines. The demand for workers' comp was never the problem. Business owners need it, they know they need it, and when the experience is seamless enough, they take it. The friction was always the distribution model, not the product. Fix the distribution and the conversion follows. For platform partners, that translates to something concrete: the lowest-friction path to a full embedded insurance suite, one integration, one backend, proven across 150+ partners. The platforms moving first are establishing the default insurance relationship with SMBs in a category every competitor will eventually have to build for. The infrastructure is here. The conversion data is in market. The only question is whether your platform is next. Partner with Coverdash About Coverdash Coverdash is a fully digital business insurance agency that specializes in serving the insurance needs of businesses of all shapes and sizes. Coverdash's embedded technology enables any partner to host its end-to-end insurance experience with a single line of code. Coverdash is headquartered in New York and is a licensed insurance agency across all 50 states. Interested in partnering with Coverdash? Check out: https://www.coverdash.com/partner

New York, NY – March 31, 2026 - Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), is excited to announce a new embedded partnership with Collective, the financial back office built for self-employed entrepreneurs. This integration brings Coverdash's fully digital insurance experience directly into the Collective platform, giving members instant access to essential business coverage as they manage and grow their S Corp. Simplifying Insurance for Self-Employed Business Owners Self-employed entrepreneurs operating through Collective often need business insurance to meet client requirements, sign contracts, or protect their business from everyday risks. With Coverdash embedded directly within the Collective platform, members can seamlessly secure coverage such as general liability, professional liability, cyber insurance, and more without ever leaving their dashboard. Through this embedded experience, Collective members can receive real-time, prequalified quotes from over 30 top-rated insurance carriers, compare policies side by side, and bind coverage in minutes. No paperwork. No complicated process. Just the right coverage, delivered at the right time. Embedded Where It Matters Most Coverdash is integrated directly into key moments of the Collective experience to make insurance simple and accessible when members need it most. During formation: New Collective members are introduced to business insurance as they form their S Corp, helping them secure coverage early and stay compliant from day one. Within payroll workflows: As members set up and run payroll, Coverdash enables seamless access to Workers' Compensation insurance, making it easy to meet state requirements and stay compliant as soon as employees are added. Insurance Hub: Collective members have a dedicated section directly within the platform's navigation, making it easy to learn about essential coverage options, get quotes, download COIs, and manage existing policies - all in one place, whenever they need it. Bringing Existing Coverage Into One Place For members who already have insurance, Coverdash offers a Broker of Record (BoR) experience that makes it easy to bring existing policies into the Collective platform. By uploading a Certificate of Insurance or entering basic policy details, members can transition their coverage to Coverdash and manage everything in one place - centralizing their financial back office, including insurance, without needing to switch providers or rebuild from scratch. A Complete Layer of Protection for Collective Members This partnership enhances the Collective platform by giving members a simple, integrated way to protect their business alongside everything else they use to manage their S Corp. Whether a member is a consultant, freelancer, creator, or agency owner, Coverdash makes it easy to access affordable, tailored insurance directly within the platform they already rely on. By embedding insurance at the right moments in the member journey, Collective members can address compliance requirements, provide proof of insurance to clients, and safeguard their operations without adding friction to their workflow. Building on Proven Embedded Success The Collective partnership builds on Coverdash's track record of delivering embedded insurance solutions with leading platforms across financial services, incorporation, and payroll. By meeting entrepreneurs where they already manage their business, Coverdash continues to remove friction from the insurance-buying process and make coverage more accessible for modern business owners. About Coverdash Coverdash is a fully digital business insurance agency dedicated to making insurance accessible for businesses of all sizes. Our embedded technology allows partners to host a complete insurance experience with minimal integration effort. Headquartered in New York and licensed in all 50 states, Coverdash is transforming how entrepreneurs protect their businesses. Want to partner with us? Visit coverdash.com/partner. About Collective Collective is the first online financial platform designed exclusively for self-employed entrepreneurs to give them the tools and team they need to focus on their passion, not their paperwork. Collective empowers solopreneurs with tools built specifically for the way they run their business, backed by an in-house team of experts who understand the realities of being self-employed — helping them stay on top of their finances, navigate taxes and make confident decisions as they grow. Learn more at www.collective.com.

Coverdash is growing - and we just made one of our most important hires yet. Mike Downey joins us as Vice President of Account Management, and he's here to build the renewal and growth engine that takes Coverdash to the next level. If you've spent any time in the insurtech space, there's a good chance you've already crossed paths with Mike - and if you have, you know exactly why we're pumped. What He's Here to Do The mandate is clear: stand up a world-class account management function from the ground up. That means hiring the right people, building the processes that scale, and making sure every client interaction drives real value. It's the kind of work that quietly makes everything else possible - and it's what Coverdash needs right now. Why We're Confident Mike spent the last four and a half years at Vouch Insurance, where he built the company’s renewal operations from the ground up, developing client playbooks, segmenting the book to deliver the right level of service and coverage guidance to each client, moving the business up-market, and establishing the team structures that powered Vouch’s account management engine. He has built this kind of system before, and he’s here to do it again. Why Coverdash “What Ralph and Avery have built is unlike anything I’ve seen in the insurtech space. A broker and platform that can serve any industry, from SMB to enterprise, and the opportunity to build the success arm of that growth engine is incredibly exciting!” That kind of conviction matters. We wanted someone who sees what we see in this company, and Mike gets it. We're building something special, and with Mike leading account management, we're more confident than ever in what's ahead. If you're in commercial insurance and the idea of building from the ground up sounds like your kind of challenge - Mike wants to hear from you. We're hiring. ABOUT COVERDASH Founded in 2022, Coverdash is a fully-digital business insurance agency committed to transforming the business insurance process for startups and small businesses. Coverdash's revolutionary embedded technology enables any partner to host its end-to-end insurance experience with a single line of code. Coverdash serves all startups and SMBs from pre-formation all the way to Series D+. The company is headquartered in New York and is a licensed insurance agency across all 50 states. Interested in joining the Coverdash team? Check out our job listings here: https://www.coverdash.com/careers Want to get in touch? Reach out to People.team@coverdash.com

New York, NY – October 1, 2025 – Coverdash, the leading insurtech broker serving businesses of all shapes and sizes, is excited to announce a new partnership with Mad Mobile, creators of CAKE, an award-winning all-in-one point-of-sale (POS) system designed for restaurants. This collaboration embeds Coverdash’s seamless insurance solutions into CAKE’s platform, empowering restaurant owners to secure essential coverage while managing their operations with ease. A Game-Changer for Restaurant Owners Running a restaurant requires juggling multiple priorities, from streamlining orders to ensuring compliance with business requirements. Many restaurant owners need insurance such as general liability, workers’ compensation, or property coverage to secure financing, lease agreements, or vendor contracts. Through this partnership, Coverdash integrates its cutting-edge insurance technology into CAKE’s POS system, allowing restaurant owners to access tailored coverage directly within the platform they already use to manage orders, payments, and inventory. With a single line of code, CAKE has embedded Coverdash’s end-to-end insurance experience, enabling users to get instant quotes, compare policies from over 30 top commercial insurance carriers, and purchase coverage without leaving the CAKE admin portal. This streamlined process saves time, ensures compliance, and can save restaurant owners up to 30% on premiums compared to traditional brokers. Whether it’s a quick-service café, full-service restaurant, or bakery, CAKE users can now protect their business while focusing on delivering exceptional guest experiences. Enhancing CAKE’s All-in-One Solution CAKE, a product of Mad Mobile, is the highest-rated POS system built specifically for restaurants, offering features like online ordering, contactless payments, business financing, loyalty programs, and real-time reporting. With integrations for Google Reservations, kitchen display systems, and partners like Parafin and Popmenu, CAKE helps restaurants grow their operations and improve guest satisfaction. By partnering with Coverdash, CAKE expands its value proposition, providing a holistic platform where restaurant owners can manage operations and secure insurance in one place. This partnership aligns with Coverdash’s proven track record of embedding insurance solutions with industry leaders like Bizee, Rocket Lawyer, and Kapitus. By helping CAKE users meet insurance requirements for loans, leases, or compliance, Coverdash enables these restaurants to grow confidently while mitigating risks like lawsuits, property damage, or employee injuries. The integration is designed to be intuitive, fitting seamlessly into CAKE’s user-friendly interface that restaurants already trust. About Coverdash Coverdash is a fully digital business insurance agency dedicated to making coverage accessible for businesses of all sizes. Headquartered in New York and licensed in all 50 states, Coverdash’s embedded technology allows partners to host a complete insurance experience with minimal integration effort. Learn more or explore partnership opportunities at https://www.coverdash.com. About Mad Mobile and CAKE Mad Mobile is a leader in restaurant and retail technology, delivering award-winning solutions like CAKE, an all-in-one POS system built for restaurants. CAKE streamlines operations with features like online ordering, loyalty programs, and integrated payment processing, trusted by quick-service and full-service restaurants alike. With 24/7 support and partnerships with global leaders like Oracle and NCR, Mad Mobile empowers businesses to thrive. Visit https://www.trycake.com for more information.

New York, NY, September 8, 2025 – Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), is excited to announce a new embedded partnership with Vyde, the all-in-one tax and bookkeeping service that empowers small business owners to achieve financial success. Through this collaboration, Vyde now integrates Coverdash’s seamless insurance solutions, enabling SMBs to access essential business insurance directly within their financial management workflow, saving time and ensuring comprehensive protection. Integrated Protection for Growing Businesses As SMB’s tackle growth, compliance, and daily operations, securing tailored insurance is vital for mitigating risks. Through seamless integration with Vyde’s robust tax and bookkeeping dashboard, Coverdash empowers users to address insurance gaps instantly and secure cost-effective coverage from over 30 top-tier commercial insurance carriers. Whether preparing for tax season or reviewing expenses, business owners can effortlessly manage their insurance needs at critical moments, saving money on new or existing coverage and gaining peace of mind to focus on scaling their business. A Unified Financial Experience By embedding Coverdash’s insurance solutions, Vyde transforms into a comprehensive platform that centralizes financial and risk management for SMBs. Entrepreneurs can seamlessly access and bind essential policies such as general liability, workers’ compensation, and professional liability, through the nation’s leading insurance providers all within Vyde’s user-friendly interface. This integration maximizes savings, streamlines bookkeeping, ensures compliance, and delivers tailored insurance solutions in one cohesive ecosystem, empowering business owners to save time, reduce complexity, and drive long-term success. About Coverdash Coverdash is a fully digital business insurance agency dedicated to making insurance accessible for businesses of all sizes. Our embedded technology enables partners to deliver a complete insurance experience with minimal development effort. Headquartered in New York and licensed in all 50 states, Coverdash is transforming how businesses secure and manage insurance. Want to partner with us? Visit: https://www.coverdash.com/partner About Vyde Vyde is a leader in small business accounting, combining innovative tools with expert guidance to help entrepreneurs maximize their time and tax savings. For one affordable monthly fee, we deliver all the benefits of a full accounting department—without the overhead. From bookkeeping and tax filing to compliance and strategic advice, we streamline operations, provide clear financial insights, and keep businesses organized year-round. With intuitive software and dedicated support, Vyde empowers small business owners to make smarter decisions, save more, and grow with confidence.

We’re excited to announce Coverdash’s new collaboration with Lendistry, a leading SBA Preferred Lender, minority-led fintech and Community Development Financial Institution (CDFI) recognized by American Banker as one of the Best Places to Work in Fintech for 2025. This collaboration helps Lendistry’s small business customers more easily navigate insurance requirements that are often essential for securing financing. Lendistry provides a broad suite of financing options including SBA 7(a) loans, term loans, and commercial real estate loans. As part of the lending process, business owners are often required to carry specific types of business insurance to secure their funding. These requirements help protect business assets used as collateral, but they can add friction to an already complex process. Through this relationship, Coverdash provides Lendistry customers affordable insurance options and instant quotes online - making it easier to meet insurance requirements and move funding forward quickly. Typical required policies include general liability, workers’ compensation, and property or hazard insurance, depending on the loan type and business needs. This streamlined access to insurance supports Lendistry’s broader mission of expanding access to capital for underserved communities including minority-owned businesses, veterans, and entrepreneurs in rural areas. With over $10.5 billion deployed to more than 640,000 small businesses, Lendistry is one of the country’s most impactful mission-driven lenders. Together, we’re helping entrepreneurs protect what they’ve built and grow with confidence. If you’re interested in partnering with Coverdash, reach out here: https://www.coverdash.com/partner About Coverdash Coverdash is a fully digital business insurance agency that specializes in serving the insurance needs of businesses of all shapes and sizes. Coverdash's embedded technology enables any partner to host its end-to-end insurance experience with minimal effort. Coverdash is headquartered in New York and is licensed across all 50 states. Learn more: https://www.coverdash.com/partner  About Lendistry Lendistry is a tech-enabled small businesses lender, grant administrator for private and public agencies, and a trusted resource for undercapitalized entrepreneurs including people of color, veterans, and those in rural communities. Founded in 2015, Lendistry has used technology and community partnerships to deploy over $10 billion in its first ten years. Lendistry was recently named the winner of the LA Area Chamber of Commerce Corporate Leadership Award, BankRate’s Best Minority-Led Business Lender, and one of American Banker’s Best Places to Work in Fintech. Lendistry has both Community Development Financial Institution (CDFI) and Community Development Entity (CDE) certifications, is an SBA Preferred Lender and is now the #2 non-bank SBA 7(a) lender in the country. In collaboration with The Center by Lendistry, a nonprofit business education organization, Lendistry helps business owners achieve their goals and prepare to scale.

New York, NY – June 11, 2025 – Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), is thrilled to announce a new partnership with Lendzi, a trusted financial technology platform specializing in small business loans. This collaboration enhances Lendzi’s offerings by integrating Coverdash’s seamless insurance solutions, helping entrepreneurs meet loan requirements and protect their businesses with ease. A Winning Combination for Small Businesses Securing financing is a critical step for small business growth, but many lenders require proof of insurance to approve loans. Through our partnership with Lendzi, Coverdash is bridging this gap by embedding our cutting-edge insurance technology directly into Lendzi’s platform. Now, Lendzi’s customers can access tailored insurance coverage such as general liability, workers’ compensation, and cyber insurance right when they apply for funding, streamlining the process and ensuring compliance with lender requirements. With just a single line of code, Lendzi has integrated Coverdash’s end-to-end insurance experience, allowing business owners to get instant quotes, compare policies from over 30 top commercial insurance carriers, and secure coverage without leaving the Lendzi platform. This seamless integration not only saves time but also empowers entrepreneurs to focus on growing their businesses while meeting critical financing and insurance needs in one place. Expanding Lendzi’s Offerings Lendzi connects small businesses with a wide range of loan options, including SBA loans, term loans, and lines of credit, through a network of over 60 lenders. By partnering with Coverdash, Lendzi expands its value proposition, offering customers a holistic solution that combines fast, flexible financing with the insurance coverage required to secure those funds. This partnership ensures that whether you’re a freelancer, e-commerce merchant, or startup founder, you can access the tools you need to grow confidently and compliantly. Our collaboration builds on Coverdash’s proven track record of partnering with industry leaders like Bizee and LendingTree to deliver embedded insurance solutions. By helping Lendzi’s customers meet lender insurance requirements, Coverdash enhances their ability to secure funding quickly while protecting their businesses from risks like lawsuits or cyber threats. Plus, with Coverdash’s competitive marketplace, customers can save up to 30% on premiums, making insurance more affordable than ever. About Coverdash Coverdash is a fully digital business insurance agency dedicated to making insurance accessible for businesses of all sizes. Our embedded technology allows partners to host our complete insurance experience with minimal integration effort. Headquartered in New York and licensed in all 50 states, Coverdash is transforming how entrepreneurs protect their businesses. Want to partner with us? Visit: https://www.coverdash.com/partner About Lendzi Lendzi is a financial technology platform that simplifies small business financing, connecting entrepreneurs with tailored loan solutions from a network of over 60 lenders. With a streamlined application process and funding available in as little as 24 hours, Lendzi empowers businesses to achieve their goals through flexible financing options like SBA loans, term loans, and lines of credit.

As a business owner, you've poured your heart and soul into building your company's reputation. But have you considered how quickly that could unravel due to a lawsuit or claim against your professional services? Professional liability insurance, also known as errors and omissions (E&O) coverage, is a critical safeguard that can protect your business from the potentially devastating financial impact of alleged mistakes or negligence. While you strive to deliver excellent work, even the most diligent professionals can face legal action. This specialized insurance coverage can shield your assets and allow you to operate with confidence, knowing you're prepared for the unexpected. Understanding Professional Liability Insurance Professional Liability Insurance, or E&O coverage, is designed to protect businesses that provide professional services or advice. This policy safeguards your company from financial losses due to claims of negligence, mistakes, or failure to perform professional duties. Key components of Professional Liability Insurance typically include: * Legal defense costs * Settlements or judgments * Alleged or actual negligence * Copyright infringement claims * Personal injury (e.g., libel or slander) How it Differs from General Liability Unlike General Liability Insurance, which covers bodily injury and property damage, Professional Liability focuses on financial losses resulting from your professional services. This coverage is particularly important for businesses in fields like consulting, law, accounting, and healthcare, where advice and expertise are central to the services provided. Even if you're not at fault, defending against a claim can be costly. Professional Liability Insurance ensures you're protected, allowing you to focus on what matters most – running your business with confidence. Why Your Business Needs Professional Liability Coverage Safeguarding Against Costly Lawsuits Even a baseless claim can lead to significant legal fees and potentially devastating payouts. Professional Liability Insurance covers these expenses, protecting your business from financial ruin. Maintaining Client Trust Having this coverage demonstrates your commitment to quality service and reassures clients that you're prepared to make things right if something goes wrong. This can enhance your professional reputation and give you a competitive edge. Meeting Industry Requirements Many industries require professional liability insurance. For example, healthcare providers need malpractice insurance, while IT consultants often need technology E&O coverage. Ensuring you have the right protection keeps you compliant and competitive. Enjoying Peace of Mind With Professional Liability Insurance, you can focus on growing your business without constant worry about potential lawsuits. This peace of mind allows you to take calculated risks and innovate in your field. Conclusion In today's litigious business environment, professional liability insurance is not just a luxury—it's a necessity for many companies. By protecting your business against claims of negligence, errors, or omissions, this coverage can be the difference between weathering a legal storm and facing financial ruin. Coverdash can help you secure the Professional Liability coverage your business needs to thrive. By leveraging our access to over 30 leading insurance carriers, we can provide you with customized solutions at the best possible price. Get your free quote today and ensure your business has the protection it requires to succeed.

We're thrilled to announce our new partnership with Swyft Filings, a leading provider of corporate formation services. As a one-stop-shop for business incorporation and management, Swyft Filings has assisted in the formation of hundreds of thousands of LLCs and corporations, equipping entrepreneurs with the tools and resources they need to get their business off the ground and manage it effectively. The best time to ensure your business is protected is right after you've completed the necessary paperwork to get up and running. Coverdash's embedded insurance solution now integrates directly into Swyft Filings' seamless incorporation flow, enabling newly formed businesses to instantly obtain tailored coverage while they complete their formation process - all with the click of a single button. This provides business owners with the necessary protection against risks they may face from day one. Small businesses face a myriad of risks, from lawsuits to unexpected accidents and disasters. In fact, 53% of small businesses face litigation each year. Yet, nearly 30% remain uninsured, leaving them vulnerable to financial turmoil that could disrupt operations. Business insurance is an essential safeguard, protecting companies from the legal and financial pitfalls that threaten their livelihood. Through our partnership with Swyft Filings, entrepreneurs can now easily obtain a comprehensive suite of tailored commercial insurance coverage alongside their incorporation and business services. Swyft Filings users can source essential policies like general liability, business owner's policies, workers' compensation, cyber liability, professional liability, and more - all within the same platform they use to form and operate their company. Additionally, users can now seamlessly manage their coverage and download Certificates of Insurance (COIs) directly from the Swyft Filings dashboard. Checking off business insurance requirements is the natural next step post-formation, and Coverdash's embedded insurance technology allows new businesses to protect themselves from the start with industry-leading pricing and coverage options. This powerful integration empowers entrepreneurs to secure the essential protection their business needs from the very beginning of their journey. Together with Swyft Filings, we're helping small businesses get up on their feet so that they can focus on taking those crucial first steps towards growth and success. By seamlessly combining incorporation and insurance, we're providing a comprehensive solution to support entrepreneurs as they launch and grow their enterprises. About Coverdash Coverdash is a fully digital business insurance agency that specializes in serving the insurance needs of businesses of all shapes and sizes. Coverdash's embedded technology enables any partner to host its end-to-end insurance experience with a single line of code. Coverdash is headquartered in New York and is a licensed insurance agency across all 50 states. Interested in partnering with Coverdash? Check out: https://www.coverdash.com/partner About Swyft Filings At Swyft Filings, we believe starting a business should be simple. That’s why we created an easy, fast, and affordable way for entrepreneurs to form their LLC, C Corp, S Corp, or Nonprofit. Since 2015, we’ve helped over 300,000 businesses get up and running without the hassle of complex paperwork or high legal fees. Our automated filing service, backed by a knowledgeable team, takes care of the details so you can focus on what matters—growing your business. Disclaimer: Swyft Filings is a document filing service and does not provide legal advice. You should consult with an attorney if you seek specific legal guidance regarding business formation.