Software failures
Covers claims that your software didn't perform as promised and cost a client money.
Tech errors and omissions (E&O)
insurance for tech companies.
Tech E&O protects software and technology companies when a product or service fails to perform and a client claims financial harm.
Types of Coverage
What does tech e&o cover?
The core protections included, explained in plain terms — and when each one kicks in.
Covers claims that your software didn't perform as promised and cost a client money.
Protects you when a project is late, incomplete, or doesn't meet the agreed spec.
Covers claims tied to a security failure or mishandling of client data.
Pays your attorney fees and settlements, even for a groundless claim.
Missed deliverables
Protects you when a project is late, incomplete, or doesn't meet the agreed spec.
Data and security lapses
Covers claims tied to a security failure or mishandling of client data.
Legal defense
Pays your attorney fees and settlements, even for a groundless claim.
Who it's for
Who needs tech e&o insurance?
If your business builds, sells, or services technology — SaaS, dev shops, IT providers, or consultants — Tech E&O covers you when clients say your work caused a loss.
Small businesses
Running your own business means you've got enough on your plate.
Wholesalers
Manufacturers
Retailers
Construction Companies
Restaurants
Bars
Laundromats
Real Estate Agencies
Lawyers
Auto Services
Architects
Dentists
Doctors
Hotels
Farmers
Startups
Ecommerce
Small businesses
Running your own business means you've got enough on your plate.
Startups
Ecommerce
Why us
Why work with Coverdash?
Tailored coverage from the nation's leading insurers, competing to save you up to 40%. From quote to coverage in clicks, not weeks.
Total transparency
See real quotes and real prices from top-rated insurers, side by side. No hidden terms, no jargon, no surprises at renewal.
Fully digital
Quote, buy, and manage all your coverage online. Download documents, make changes, and add policies anytime, instantly.
A dedicated advisor
Every policy comes with a dedicated advisor who knows your business and grows with you, from your first quote through every renewal.
Total transparency
See real quotes and real prices from top-rated insurers, side by side. No hidden terms, no jargon, no surprises at renewal.
Fully digital
Quote, buy, and manage all your coverage online. Download documents, make changes, and add policies anytime, instantly.
A dedicated advisor
Every policy comes with a dedicated advisor who knows your business and grows with you, from your first quote through every renewal.
Complete your coverage
What other business insurance do you need?
Tech E&O covers your work, but not everything. Here's what commonly pairs with it for tech companies.
General Liability
The everyday coverage nearly every small business needs.
Bodily Injury
Covers medical, legal, and damage costs when someone other than you or an employee is injured and your business is responsible.
Third-Party Property Damage
Covers damage your business or an employee causes to someone else's property.
Advertising & Reputational Injury
Covers claims like copyright infringement, libel, or slander tied to your marketing.
Product Liability
Covers legal and medical costs if a product you make or sell harms someone or their property.
The everyday coverage nearly every small business needs.
Bodily Injury
Covers medical, legal, and damage costs when someone other than you or an employee is injured and your business is responsible.
Third-Party Property Damage
Covers damage your business or an employee causes to someone else's property.
Advertising & Reputational Injury
Covers claims like copyright infringement, libel, or slander tied to your marketing.
Product Liability
Covers legal and medical costs if a product you make or sell harms someone or their property.
General liability and property coverage bundled, usually for less than buying them apart.
General Liability
Covers third-party claims for bodily injury, property damage, and personal injury.
Commercial Property
Protects your building, equipment, and inventory against fire, theft, and weather damage.
Business Interruption
Replaces lost income when a covered event forces you to temporarily close.
Equipment Breakdown
Covers repair or replacement when essential equipment fails unexpectedly.
Required in nearly every state the moment you hire.
Medical Expenses
Covers the cost of treating work-related injuries and illnesses for your employees.
Lost Wages
Provides a portion of an injured employee's wages while they're unable to work.
Disability Benefits
Pays long-term benefits for employees who can no longer work due to a work-related injury.
Employer Liability
Protects you if an employee sues over a workplace injury not covered by workers' comp.
Coverage for the vehicles your business owns or uses.
Third-Party Injury & Damage
Covers injuries or property damage your business vehicle causes to others.
Physical Damage
Covers repairs to your vehicle after a collision, theft, or weather event.
Medical Payments
Covers medical costs for you and your passengers after an accident.
Uninsured Motorist
Protects you when an at-fault driver has no insurance or too little.
Protection when your work or advice is called into question.
Errors & Omissions
Covers claims that your work, advice, or services caused a client financial harm.
Defense Costs
Pays legal fees to defend you even if the claims against you are groundless.
Settlements & Judgments
Covers court-awarded damages or negotiated settlements up to your policy limit.
Negligence Claims
Protects against claims that you failed to perform your professional duties adequately.
Protection when your data or systems are compromised.
Data Breach Response
Covers notification costs, credit monitoring, and crisis management after a breach.
Ransomware & Extortion
Pays ransom demands and remediation costs from ransomware attacks.
Business Interruption
Replaces income lost when a cyber attack forces your operations to stop.
Legal & Regulatory Defense
Covers attorney fees and fines stemming from data protection law violations.
We cover a lot more than the basics.
Explore the rest of the coverages we offer for small businesses.
Umbrella / Excess
Commercial Property
Product Liability
Liquor Liability
Commercial Crime
Inland Marine
Management Liability
Employment Practices
50 K+
Policies Sold
40 +
Top Rate Insurers
2.5 K+
Industries Covered
Trusted by 40+ leading carriers
As seen in 
Frequently asked questions
Tech E&O insurance FAQs
We're here to help answer any questions you might have about coverage.
General liability covers physical injuries and property damage. Tech E&O covers financial harm from your technology work — bugs, outages, missed deliverables, or a service that didn't perform. Most tech companies need both.
Many Tech E&O policies bundle cyber liability, but not all. If you store customer data, confirm your policy includes breach response and network security, or add cyber coverage.
Frequently. Enterprise customers and SaaS contracts often require proof of Tech E&O (and cyber) before they'll sign, and it commonly comes up in security reviews.
It depends on your contract sizes and client requirements. Many startups begin at $1M and raise limits as deals and enterprise requirements grow.
Loved by businesses
4.7
Avg. Customer Rating
50 K+
Policies Sold
“Outstanding experience all around. They were thoughtful, efficient, and delivered exactly what I needed for my company’s insurance and no upselling, just straightforward guidance. Would absolutely work with him again.”
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