Insurance built for crypto and web3.
Exchanges, wallets, infrastructure, and protocols — cover the regulatory exposure, smart-contract risk, and security demands of building where the rules are still being written.
Customer rating and 50K+ policies sold
Why crypto startups need insurance
Regulatory scrutiny and security risk arrive earlier here than almost anywhere else. Select your stage to see what matters most.
Once you raise, investors often require directors and officers (D&O) coverage.
Workers' comp is required in most states the moment you hire.
Even pre-revenue, third-party accidents happen, and most leases require it.
If your product or advice causes a client a loss, E&O protects you.
You're already collecting data, which makes you a target.
Coverage that starts light and scales as you raise and grow.
Investor requirements
Once you raise, investors often require directors and officers (D&O) coverage.
First hires
Workers' comp is required in most states the moment you hire.
General liability
Even pre-revenue, third-party accidents happen, and most leases require it.
Professional errors
If your product or advice causes a client a loss, E&O protects you.
Cyber and data
You're already collecting data, which makes you a target.
And more
Coverage that starts light and scales as you raise and grow.
Coverage for crypto and web3.
D&O for the regulatory and investor exposure founders carry personally, plus cyber and tech E&O for the platform underneath.
General Liability
The everyday coverage nearly every business needs.
Bodily Injury
Covers medical, legal, and damage costs if someone other than you or an employee is injured and your business is responsible.
Third-Party Property Damage
Covers damage your business causes to someone else's property.
Advertising & Reputational Injury
Covers claims like copyright infringement, libel, or slander tied to your marketing.
Product Liability
Covers legal and medical costs if a product you sell harms someone or their property.
The everyday coverage nearly every business needs.
Bodily Injury
Covers medical, legal, and damage costs if someone other than you or an employee is injured and your business is responsible.
Third-Party Property Damage
Covers damage your business causes to someone else's property.
Advertising & Reputational Injury
Covers claims like copyright infringement, libel, or slander tied to your marketing.
Product Liability
Covers legal and medical costs if a product you sell harms someone or their property.
Protection for your leadership and the decisions they make.
Directors & Officers
Protects founders and executives from personal liability for business decisions.
Investor Claims
Covers claims brought by investors or shareholders over company performance or governance.
Employment Practices (EPLI)
Covers claims of wrongful termination, discrimination, or harassment.
Fiduciary Liability
Protects against claims of mismanaging employee benefit or retirement plans.
Protection when your product, work, or advice is questioned.
Errors & Omissions
Covers claims that your product, work, or advice caused a client financial harm.
Defense Costs
Pays legal fees to defend you even if claims are groundless.
Settlements & Judgments
Covers damages or settlements up to your policy limit.
Negligence Claims
Protects against claims you failed to perform your duties adequately.
Protection when your data or systems are compromised.
Data Breach Response
Covers notification costs, credit monitoring, and crisis management after a breach.
Ransomware & Extortion
Pays ransom demands and remediation costs from ransomware attacks.
Business Interruption
Replaces income lost when a cyber attack forces your operations to stop.
Legal & Regulatory Defense
Covers attorney fees and fines from data protection law violations.
Required in nearly every state once you have employees.
Medical Expenses
Covers the cost of treating work-related injuries and illnesses for your employees.
Lost Wages
Provides a portion of an injured employee's wages while they're unable to work.
Disability Benefits
Pays long-term benefits for employees who can no longer work due to a work-related injury.
Employer Liability
Protects you if an employee sues over a workplace injury not covered by workers' comp.
Liability and property coverage in one policy.
General Liability
Covers third-party claims for bodily injury, property damage, and personal injury.
Commercial Property
Protects your office, equipment, and assets against fire, theft, and damage.
Business Interruption
Replaces lost income when a covered event disrupts your operations.
Equipment Breakdown
Covers repair or replacement when essential equipment fails.
We cover a lot more than the basics.
Startups grow fast — we place the specialty coverages you'll need as you scale.
Policies Sold
Top Rate Insurers
Industries Covered
Trusted by 40+ leading carriers
What crypto startup insurance costs
Your rate depends on what you build, whether you custody assets, and your funding stage. Here's a starting point, then get your exact quote in minutes.
- Your funding stage and revenue
- Your number of employees
- The coverage types you need
- Whether you have investors or a board
$50 /month
Your price depends on your business. Get a quote for your exact rate.
Crypto insurance, answered
Yes, though the market is more selective than it is for other software. We work with carriers that write digital-asset businesses and will tell you quickly what's available for your model rather than leaving you to guess.
Coverage for the assets you custody is a specialist product and separate from the D&O, cyber, and E&O on this page. Those policies cover your company's liability, defense costs, and the breach itself — not the value of tokens held.
Regulatory actions and investor claims frequently name founders and directors personally. D&O pays their defense costs and is usually the first coverage a crypto board asks about.
Mainly your funding stage and revenue, your headcount, the coverages you carry, and whether you have investors or a board. A pre-seed team pays far less than a funded, scaling company. Because Coverdash compares 40+ insurers, you see competitive options side by side.
When you raise a round, investors often take board seats and want protection for the decisions leadership makes. Directors & Officers (D&O) coverage protects your founders, executives, and board from personal liability, and it's frequently written into term sheets.
It depends on your stage. Early on, general liability, cyber, and professional liability cover the basics. Once you raise or hire, D&O and workers' comp usually come next. Our stage guide above breaks down what matters most at each step.
Yes. Matching coverage limits to your actual risk, bundling policies, keeping a clean claims history, and paying annually can all reduce your premium. Comparing carriers matters too, which is what Coverdash does for you.
Some of it is. Workers' comp is legally required in most states once you hire, and D&O is often required by investors as a condition of funding. Others, like cyber and professional liability, are frequently required by enterprise customers before they'll sign.
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