General liability

What is general liability insurance?

General liability insurance, also known as commercial general liability (CGL) insurance, provides financial protection from everyday workplace risks such as property damage, customer injury and lawsuits. It is the most common policy to have in place to provide overall protection for any sized business, across all industries.

What does general liability cover?

Bodily Injury

In the event your customer (or another third-party) is injured on your property, you may be required to pay for medical expenses and damages.

Property Damage

If your business accidentally damaged someone else's property, you may be required to cover the cost of repair or replacement.

Personal and Advertising Injury

In the event your customer (or another third-party) claims that you damaged their reputation or plagiarized their intellectual property, regardless of if the claim holds any merit, you may need to retain a lawyer and cover additional legal expenses.

Who needs general liability insurance?

Every small business, regardless of size or industry, needs protection from common business risks in the event of a lawsuit, third-party injury, or property damage. You may also be required to show proof of general liability insurance to a client, customer, or marketplace to validate coverage.

See if you're covered

Small Business Owner

Managing your own business means you have enough on your plate.

E-Commerce Merchant

Selling online is hard enough without having to think about what else can go wrong.


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