Don't let unnecessary business risks make your founder journey bumpier than it needs to be

Everything you need

Why do startups need insurance?

Startups are often left in the dark when it comes to protecting what they have built. No matter what type of startup you operate or whatever stage (Pre-Funded to Series D+), each one comes with a particular set of common risks. Obtaining the right insurance is crucial to protect your startup from:

Investor Requirements

Venture capital and other investor requirements

Contractual Requirements

Lender or lease requirements


Reputational damage and customer lawsuit


Employees accidents and injuries

Loss Prevention

Lost, stolen, or damaged property and inventory


Defective or malfunctioning products

What does startup insurance cover?

Choosing the right startup insurance can help protect you from costly risks and liabilities, the right policies for your business will depend what product you sell, what services you offer, and where you are located.

Here are some of the most popular insurance policies for startups, covering the most common risks you'll face as a startup:

Directors & Officers (D&O)

Protection of personal assets of founders, executives, and board members resulting from lawsuits and legal claims against them.

Employment Practices Liability (EPL)

Protection from allegations of wrongdoing by and between managers and employees (wrongful termination, discrimination, harassment claims).


Protection against claims related to managing or administering employee benefits plans.


Protection and coverage for employee theft, forgery and fraud.

Cap Table Disputes

Protection against shareholder lawsuits, such as those related to ownership or equity distributions, M&A, or changes in corporate governance.

What types of startups do we cover?

How much does startup insurance cost?

Coverdash helps you identify the appropriate coverage to suit your startup needs without breaking the bank. The exact amount you pay will depend on:

  • The type of startup you operate
  • Your revenue and employee payroll
  • Your number of employees
  • Your business location
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