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Explore our freelancer insurance products
Workers' Compensation
Covers injuries or illness as a direct result of employmentStarting at $15 per month
Workers' Compensation insurance covers costs of medical care and lost wages to employees that suffer any injury or illness as a direct result of employment.
Coverage for:
- Mandated U.S. state requirements
- Employee injury or medical expenses
General Liability
Core financial protection from everyday workplace risks.Starting at $19 per month
General Liability insurance protects businesses of all sizes and industries from property damage, customer injury, and lawsuits. It's a crucial policy for overall workplace protection.
Coverage for:
- Lender, contract, or landlord requirements
- Customer injuries or product liability
- Reputational damage and legal disputes
Business Owner's Policy
Most common bundled coverage (liability, property, inventory, and more).Starting at $25 per month
Business Owner's Policy (BOP) is the most common bundled policy and includes general liability, property / inventory, and business interruption coverage.
Coverage for:
- Lender, contract, or landlord requirements
- Customer injuries or product liability
- Property damage or inventory replacement
Professional Liability (E&O)
Covers your business from customer legal disputes.Starting at $17 per month
Professional Liability, also known as Errors & Omissions, covers your business from customer legal disputes arising from negligence or mistakes.
Coverage for:
- Vendor, contract, or consulting requirements
- Negligence, unfulfilled tasks, or mistakes
- Legal disputes
Cyber
Protects against malicious cyberattacks, loss of data, and more.Starting at $20 per month
Cyber insurance covers your business from data loss, breaches, phishing, tech-related threats, and all other virtual risks your business faces.
Coverage for:
- Vendor, lender, contract, or business requirements
- System hacks, data breach, or ransomware
- Phishing, digital funds transfer, or fraud
Workers' Compensation
Covers injuries or illness as a direct result of employmentStarting at $15 per month
Workers' Compensation insurance covers costs of medical care and lost wages to employees that suffer any injury or illness as a direct result of employment.
Coverage for:
- Mandated U.S. state requirements
- Employee injury or medical expenses
General Liability
Core financial protection from everyday workplace risks.Starting at $19 per month
General Liability insurance protects businesses of all sizes and industries from property damage, customer injury, and lawsuits. It's a crucial policy for overall workplace protection.
Coverage for:
- Lender, contract, or landlord requirements
- Customer injuries or product liability
- Reputational damage and legal disputes
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Freelancer Testimonials
“I considered Coverdash and 3 other brokers; Coverdash was the only broker who had quotes back to me within 24 hours AND saved us ~50% compared to our premium from the prior year. However, cost savings wasn't my primary driver.... I wanted a broker who offered an all-in-one online portal to manage policies, COI's, claims, etc. My 'legacy broker' dropped the ball too many times due to a lack of organization and poor communication. Coverdash solves all of these problems! As someone who has had 3 brokers in the last 6 years.. and considered many others, Coverdash is undoubtedly in a league of their own.”
Walker DrewettCEO of NuBrakes
“The Coverdash team was extremely knowledgeable and honest when helping us assess what coverage we actually needed, and ultimately saved us 30% compared to other quotes which were unnecessarily broad. We'd highly recommend them to any other companies.”
Henry MagunCEO of Hansa
“We needed general liability and E&O policies after signing our first large vendor contract. That very same day I was able to get fully covered with COI in hand from Coverdash. They are truly exceptional at what they do.”
Meyer TawilCEO of Pivot Accessories
“Acquiring insurance through Coverdash was as easy as it could possibly be. I would not have put it off if I knew it would be that easy!!”
Joe GrodkoCEO of Oval Ventures
“I had to secure a general liability policy before signing a new lease for our operations. Coverdash was able to provide multiple quote options and get coverage in place the next day. Recommended.”
Ike TobiasFounder at Martinique“I considered Coverdash and 3 other brokers; Coverdash was the only broker who had quotes back to me within 24 hours AND saved us ~50% compared to our premium from the prior year. However, cost savings wasn't my primary driver.... I wanted a broker who offered an all-in-one online portal to manage policies, COI's, claims, etc. My 'legacy broker' dropped the ball too many times due to a lack of organization and poor communication. Coverdash solves all of these problems! As someone who has had 3 brokers in the last 6 years.. and considered many others, Coverdash is undoubtedly in a league of their own.”
Walker DrewettCEO of NuBrakes“The Coverdash team was extremely knowledgeable and honest when helping us assess what coverage we actually needed, and ultimately saved us 30% compared to other quotes which were unnecessarily broad. We'd highly recommend them to any other companies.”
Henry MagunCEO of Hansa
Freelancer insurance FAQs
- Why do I need freelancer insurance?
- As a freelancer, you don't have the benefit of working under the umbrella of an employer's insurance coverage. No matter what type of freelance work you're doing, every profession comes with a particular set of common risks. Obtaining the right insurance is crucial to protect your business.
- What kind of freelancers does Coverdash provide coverage for?
- Coverdash specializes in providing coverage for all types of businesses, regardless of your industry or size.
- How long does it take to get covered?
- You can obtain quotes and purchase your policy within minutes. Timing of coverage varies based on the complexity of your specific business and the coverage you're requesting, but typically coverage is put into effect instantly.
- Is freelancer insurance tax deductible?
- Yes, freelancer insurance is tax deductible given that is a cost of doing business.
- How can I get access to certificates of insurance?
- You can instantly access your existing certificates or generate new ones at any time when you log into your personal dashboard. Best part is that it is totally free!
